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1.5% Cashback Visa Credit Card Get a credit card that earns you unlimited 1.5% cashback on every single purchase. Use what you want, when you want. Yes, even on that coffee and donut.
Cash Out To Your Bank Directly deposit cash from your Aven card to your bank account at the same low rate. No gotchas. Just a one-time 2% transfer fee.1
Balance Transfer Other Debt Transfer your other high-interest credit card or personal loan debt and start saving thousands in unnecessary interest payments. No gimmicks. Pay the same low rate. Just a one-time 2% transfer fee.1
Flexible Repayment Options Only pay for what you use. You can make payments like a regular credit card – a minimum of 1% of the statement balance plus interest. Or for Balance Transfers and Cash Outs, you also have the option for fixed monthly installment payments.
Origination Fee
$0
Annual Fee
Appraisal Fee
Notary Fee
Prepayment Penalty
Escrow Fee
Answer a few simple questions to quickly confirm your identity and home. Does not affect your credit score.
A flexible yet simple process to instantly verify your bank account or pay stubs. You pick which works for you. For some this step is automatically calculated.
We seamlessly connect you with our notary to sign your documents entirely digitally.
Interest saved with Aven6
The Unnecessary Interest Paid is the interest we will save you over those banks. Estimate assumes no additional transactions are made and the suggested “monthly” payment is paid every month for 3 years. Paying only the min payment of 1% principal & interest increases the “Total” amount paid and will not pay off the balance in 3 years. See Min Payment Example for repayment using min payment.
Can’t believe everything, from start to finish, took place in couple hours. In my case, it probably took more time because of a technical glitch on my side. Initially I liked Aven’s idea but was skeptical, but later I fell In love with it after I saw their process and approach in delivering what they promise. To me getting a HELOC approval in couple hours is like recent space trips taken by Branson and Bezos... that are quick, accurate, and fascinating. The astonishing part is the virtual notary. When everything is online in this digital age, why not notary? Thanks to technology and Aven. HELOC approval is no longer a painful process.
Vasu California
This new product is amazing! I tried to get HELOC on my properties through a bank and through credit union but I was not able to. Just when I gave up, this Aven offer came in the mail. I worked with Jag. Spoke with him a few times before I actually applied. He was super helpful and responsive, as I had a few glitches. I applied in the evening and was approved and ready to sign with an online notary the next morning. Really happy with the process. HELOC is slightly better option, but depending on the goal this product can work just great. Thank you!
Nina California
I was skeptical about this product after going to banking institutions. Aven is the real deal,they are honest and they answered all my questions and addressed my concerns. The process took less than 1 day. Jag and Camille went over and beyond. No hidden agendas and no fine print . Def recommend Aven
Mary California
Backed By FDIC Insured Bank We are partnered with Coastal Community Bank, member FDIC, pursuant to license by Visa USA Inc. You benefit from our innovation, great pricing, and simple convenience with the trust of a traditional FDIC-insured bank.
Built In Safeguards Tools to keep control over your spend and debt. Everytime you purchase, you get an alert on your app. Everytime your card is used for a large purchase, your app will get alerts to approve those big purchases.
P.S. Did you know home improvement projects may be considered tax deductible! Consult a tax advisor regarding the deductibility of interest and charges.
