Bitcoin

UNDER CONSTRUCTION
Crypto backed
credit card

Simple, low cost, tax-efficient way to spend without selling your crypto.

  • 6.99% Var. APR1
  • 2% Unlimited Cashback1
  • Up To $250,000 Limit

Joining the waitlist will NOT affect your credit score.

†By providing your number, you consent to automated or manual marketing messages & to Aven's Terms of Service and Privacy Policy. Msg freq may vary. Msg&data rates may apply. Reply HELP for help or STOP to opt-out. Consent to marketing messages is not required for any purchase.

Bitcoin

UNDER CONSTRUCTION
Crypto backed
credit card

Simple, low cost, tax-efficient way to spend without selling your crypto.

  • 6.99% Var. APR1
  • 2% Unlimited Cashback1
  • Up To $250,000 Limit

Joining the waitlist will NOT affect your credit score.

†By providing your number, you consent to automated or manual marketing messages & to Aven's Terms of Service and Privacy Policy. Msg freq may vary. Msg&data rates may apply. Reply HELP for help or STOP to opt-out. Consent to marketing messages is not required for any purchase.

Don't sell.
Hodl & spend.

Easily leverage your crypto assets to get access to a super low-cost Aven Visa Credit Card. Only use what you need, when you need.

Simple Rate + 2% Cash Back1

One low rate of 6.99% Variable APR plus unlimited 2% cash back on every purchase – you earn every time you spend. Buy anything from donuts to cars to NFTs.

Don't Sell. Hodl & Spend

Use your crypto assets to make purchases anywhere that VISA is accepted – without selling. You can also send cash directly to your bank.

Save on Taxes

Selling crypto can result in a taxable gain or loss. Instead, you could save on taxes by spending without selling. Consult a tax advisor.

How it works

  1. 1.
    Hodl Crypto
    Securely deposit crypto into your Aven Wallet to get access to credit.
  2. 2.
    Get Credit
    Get credit at a really low rate with your Aven Visa Credit Card. You can also cash out directly to your bank account.
  3. 3.
    Flexible Payback
    Only pay for what you use and pay back flexibly starting at 1% min monthly payment, just like any other credit card. No prepayment fees, no origination fees, no gotchas.
Line Of Credit
$50,000
Collateral
Required
BTC1.31
You can get a line of credit up to 35% of the value of your collateral up to $100,000

Common questions

Is it secure?
Best-in-class security, compliance, and infrastructure with BitGo. Your crypto is stored using state of the art multi-signature security and 3-key management with SOC 2 Type 2 compliance.
How is my limit calculated?
Your limit is based on the amount of crypto you hold into your Aven wallet. You can get a line of credit up to 35% of the value of your collateral up to a $100,000.
What happens if crypto values drops?
If the value of your deposited crypto drops and your balance exceeds more than 65% of the crypto value, we'll ask you to deposit more or make a payment to bring your balance to below 65% of the deposited crypto value. If it exceeds 85%, we will immediately make a payment to your card to get it to 65% by selling some of your crypto.
What does HODL mean?
HODL originated as a misspelling of the word "hold." Often used as a phrase in the crypto world to mean "not selling."
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Join the waitlist

Joining the waitlist will NOT affect your credit score.

†By providing your number, you consent to automated or manual marketing messages & to Aven's Terms of Service and Privacy Policy. Msg freq may vary. Msg&data rates may apply. Reply HELP for help or STOP to opt-out. Consent to marketing messages is not required for any purchase.