Aven Crypto Credit Card
Flexible financing
backed by your Bitcoin
from 7.99% APR.1
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One flexible line of credit.
Three ways to borrow.
1, 5, 10-Year Fixed Term Loans
Get cash with fixed terms up to 10 years, starting at 7.99% APR and a 5-year draw period.
Interest Only Loans
Get cash with low fixed monthly payment loans, with interest-only payments available for up to 5 years.
Aven Crypto Signature Visa® Credit Card
Earn 2% unlimited cash back on all purchases — use it anywhere Visa® credit cards are accepted.
See what you can borrow
- 1.
Choose your credit limit and interest rate
Borrow up to $1,000,000. Your available credit is based on how much bitcoin you choose to use as collateral. APR is based on your loan-to-value.
- 2.
Deposit Bitcoin
Securely deposit your Bitcoin with an industry-leading custodian, based on your selected loan-to-value tier.
- 3.
Swipe or cash out to your bank
Only pay for what you use. No maintenance, origination, or annual fees. There is a 1% fee on all cash outs.
- 4.
Flexible payment plans
We offer a revolving credit card, fixed loan terms up to 10-years, interest-only loans up to 5-years, and a 5-year draw period.
Trustpilot
Current BTC Price: $88,235.29
APR is determined by your selected LTV (loan amount relative to your crypto collateral). Choose an LTV tier to adjust your APR.
Questions?
The Aven Crypto Visa® Card is a credit card backed by your bitcoin. It works like any other credit card where you can make everyday purchases and earn 2% unlimited cash back.
Yes! You can directly deposit funds from Aven to your bank account. We offer fixed term loans up to 10 years, interest-only loans up to 5 years, and a 5 year draw period.
We store your crypto with an industry-leading custodian. Your assets are held in secure, insured custody with multiple layers of protection — the same level of security trusted by major financial institutions.
LTV shows you how much you've borrowed relative to your bitcoin. For example, if your LTV is 40%, it means you've borrowed 40% of the value of the bitcoin you deposited. Keeping your LTV low gives you a lower APR and helps protect you from Bitcoin price swings, liquidations, and keeps your account healthy.
Liquidation happens when the value of your bitcoin drops or your balance increases, causing your loan-to-value (LTV) to get too high. You'll always get clear alerts and time to pay down your balance or add more bitcoin as collateral. Our goal is to help you keep your account in a healthy position and avoid any forced liquidation.
We eliminate as many fees as we can and won't charge you annual, sign-up, or pre-payment fees. There is a small fee on all cash outs.
